THE IMPACT OF ORGANIZATIONAL TRANSFORMATION ON BUSINESS PERFORMANCE THROUGH INNOVATION, FINANCIAL TECHNOLOGY, DIGITAL MARKETING, AND GOVERNMENT REGULATION: EVIDENCE FROM BANK BNCTL TIMOR LESTE. LEX [Internet]. 2025 Oct. 3 [cited 2026 Apr. 14];23(11):1961-74. Available from: https://lex-localis.org/index.php/LexLocalis/article/view/802595