“THE IMPACT OF STRATEGIC CONSENSUS ON ACHIEVING DIGITAL ENTREPRENEURSHIP - CREATIVE THINKING AS AN INTERACTIVE VARIABLE: AN ANALYTICAL STUDY OF THE OPINIONS OF A SAMPLE OF EMPLOYEES IN THE IRAQI TRADE BANK TBI BRANCHES OF THE MIDDLE EUPHRATES REGION” (2025) Lex localis - Journal of Local Self-Government, 23(S4), pp. 2829–2846. doi:10.52152/800978.