“COMPARISON OF THE FINANCIAL PERFORMANCE OF THE FIVE LARGEST SAVINGS AND CREDIT COOPERATIVES IN SEGMENT ONE OF THE EPS AND THE FIVE PRIVATE BANKS WITH THE HIGHEST ASSETS IN ECUADOR, YEAR 2023”. 2025. Lex Localis - Journal of Local Self-Government 23 (S6): 7940-53. https://doi.org/10.52152/kkssva77.