IMPACT OF CREDIT AND COLLECTION POLICIES ON THE SOLVENCY OF THE COOPERATIVA RIOBAMBA LTDA. FOR THE YEAR 2023, IN THE PROVINCE OF CHIMBORAZO. Lex localis - Journal of Local Self-Government, [S. l.], v. 23, n. S6, p. 7965–7977, 2025. DOI: 10.52152/n12rhf84. Disponível em: https://lex-localis.org/index.php/LexLocalis/article/view/803018. Acesso em: 3 apr. 2026.