ARTIFICIAL INTELLIGENCE IN FINANCIAL RISK MANAGEMENT: PREDICTIVE ANALYTICS AND ETHICAL CONCERNS. Lex localis - Journal of Local Self-Government, [S. l.], v. 23, n. S6, p. 496–514, 2025. DOI: 10.52152/e3jhjp44. Disponível em: https://lex-localis.org/index.php/LexLocalis/article/view/801799. Acesso em: 7 oct. 2025.