THE IMPACT OF STRATEGIC CONSENSUS ON ACHIEVING DIGITAL ENTREPRENEURSHIP - CREATIVE THINKING AS AN INTERACTIVE VARIABLE: AN ANALYTICAL STUDY OF THE OPINIONS OF A SAMPLE OF EMPLOYEES IN THE IRAQI TRADE BANK TBI BRANCHES OF THE MIDDLE EUPHRATES REGION. (2025). Lex Localis - Journal of Local Self-Government, 23(S4), 2829-2846. https://doi.org/10.52152/800978