“IMPACT OF RBI CENTRAL BANK DIGITAL CURRENCY (ERUPEE) ON PHYSICAL NOTES IN CIRCULATION IN INDIA”. Lex localis - Journal of Local Self-Government 23, no. S6 (October 3, 2025): 3895–3900. Accessed January 21, 2026. http://lex-localis.org/index.php/LexLocalis/article/view/802373.