“‘THE ROLE OF FINTECH AND TECHNOLOGY IN DELIVERING AFFORDABLE HOUSING FINANCE IN BANKING SECTOR AT ANDHRA PRADESH’”. Lex localis - Journal of Local Self-Government 23, no. S5 (August 12, 2025): 2652–2669. Accessed October 11, 2025. http://lex-localis.org/index.php/LexLocalis/article/view/801629.